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Patt Thrift & Credit Cooperative Society Services

This is why people choose us

Why people choose us

We offer a totally new way of financial help


We offer short term loans to support temporary personal or business capital need. typically loans between N10,000 and N1,000,000

How it works?


We offer long term loan that is paid off over an extended period of time greater than 3 years. Our long term loans are very flexible

How it works?

Patt Loans

We offer membership credit card service designed to allow profiled members access a credit line through their existing contribution

How it works?


If you are a credit-worthy member, we may offer you a lifetime free member Card, which means no service or annual fees.

How it works?

Short-Term Loans

Short-term loans can be applied for and received quickly. They often require little to no collateral, making them seem very attractive in a crunch. In exchange for the convenience, however, you’ll pay steep interest rates and high fees. The repayment timeline also may only be a few weeks long.

Long-Term Loans

For most people, the major milestones in life like higher education, marriage, starting a business or buying a car can be achieved only with the help of some additional financial assistance. Long-term loans help in seeing through these moments that are cherished for a lifetime. The right type of loan with comfortable payment terms can make financial obligations an easy affair. Our long-term loans are typically defined as loans that have a longer tenure exceeding one year and can go up to 30 years.

Patt Member Card Service

Patt Member Card service offers advanced web and app access for cardmembers. From statements to text alerts we want to empower cardholders to be in control of their money contribution and also have access to loans. Spotlight features include real-time rewards, all-digital wallets, and fraud and protection management.

Life-Time Credit

Do you want a member card without the added hassle of paying annual renewal fees each year or interest for loans? We offer the best lifetime free member cards for our loyal members. These are credit cards that do not come with any joining fee or annual/renewal fees whatsoever.  you use your member card without the burden of paying a fee to secure loan.

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